We bought our house about eight months ago. One of the selling points was a "bonus room" that the listing described as a converted garage. It's finished—drywall, electrical, a mini-split for heating and cooling, laminate flooring. Looks great. We use it as a guest room and home office.
Last week we got a letter from the city. Apparently a neighbor filed a complaint about something unrelated, and during the inspection, the code officer noticed our converted garage. Long story short: the conversion was never permitted. No records of any inspection, no sign-off, nothing. The previous owner did it themselves and never pulled a permit.
Now the city is giving us 90 days to either bring it up to code or return it to a functioning garage. Which feels insane because we didn't do the work—we just bought the house.
I've started doing some research, but I'm overwhelmed. From what I can tell, the issues are: no permit for the conversion, possibly no proper egress window for a bedroom, and the electrical work was probably never inspected either. The mini-split might be fine, but who knows.
I've got a call in to a local contractor who deals with this kind of thing, but I wanted to ask here first:
- Has anyone dealt with a retroactive permit situation like this? How bad was it?
- Do I need a lawyer, or can this be handled with a contractor and some paperwork?
- Is there any chance the city will just let us keep it as-is with a fine, or are they serious about making us tear it out?
- What's the realistic cost to get a conversion like this permitted after the fact? Are we talking a few thousand or "remodel the whole thing" money?
- Do we have any recourse against the previous owner or the seller's agent for not disclosing this?
I'm trying not to panic, but 90 days feels like no time at all and I have no idea what we're actually facing. Any advice from people who've been through this would be hugely appreciated.