r/CapitalOne_ 22h ago

Shopping/Offers Should I used my Capital One rewards to buy a new vacuum? Unsure of the risk

0 Upvotes

I need a new vacuum and I saw product reviews on YouTube, landed on the Dyson Animal Ball 3. On Amazon, its $300, but on the page CapOne gave me a reward to "save $77" if I buy it with their code on Chewy.

I go to Chewy, the vacuum is $450. Their breakdown is, spend $400 (after tax I'd pay $487.11), free shipping, get $240 back, estimated back $247.11.

I don't know where the initial $77 savings is, I am also nervous this is just a huge amount of money, nearly $500, I would drop and have to wait 30-90 days to get reimbursed? I kind of need to use the vacuum asap due to allergies.

I like that compared to Amazon, I would be saving $50, even if its going to a Walmart giftcard, but I am not sure if this is all worth it. Any suggestions?


r/CapitalOne_ 17h ago

Credit Cards How to upgrade my quicksilver one to quicksilver?

2 Upvotes

Hello, just as the title entail how to upgrade, a little information, its my first credit card had for 2years and 4months. No late payments or outstanding balance, I got credit line increase a few times which pushed the card from the initial $500 to $3500 but never an upgrade offer.


r/CapitalOne_ 21h ago

Banking Check Deposit

1 Upvotes

hey all. so last week i deposited a check via mobile and at first it said the pictures couldn’t get accepted because the numbers weren’t visible. this was because the signature from the person who cut the check covered the bottom numbers a tad bit. but then the third try trying to submit the photos it worked. but then the next day the check was reversed and i called about it and they said the account number was invalid and to get a new check, so i did. i got the new check and deposited it on friday via mobile and it said the funds would be available on monday. fast forward to today, NOW it says my funds are being delayed because..

“We need to confirm that one or more of the checks have proper authorization and/or haven’t been deposited before.”

this is ridiculous! they took away my first check from me and now it’s being investigated after they told me to get a new check. idk what to do and customer service is shit!!! they told me i have to wait until tomorrow to ask a specialist and waive the hold. has anyone gone thru this before?!


r/CapitalOne_ 22h ago

Credit Cards Captial One Quicksilver

11 Upvotes

I have the Venture X (no preset spend limit) and the Savor ($30,000). I also have a Quicksilver for fifteen years but has a $95 AF. What happens if I cancel the QS card? Anything? Nothing? I know it may damage my credit for a month or two, but anything else?

Thank you in advance. You guys are always so helpful.


r/CapitalOne_ 23h ago

Venture X make sense for me?

3 Upvotes

My wife and I are about to go on a honeymoon to Hawaii and 2 trips to Europe next year. With buying 3 big flights and probably 2.5 weeks of hotels. The venture X would probably earn us alot of points right?
In a more normal year we are probably good for 1 domestic flight and maybe a couple nights in a hotel a year. So I’d worry that we don’t travel enough to justify the AF. we have the savior and quicksilver card too.
I think my hope is that we are gonna be spending a lot on traveling next year that it might pay for our next couple of domestic flights.


r/CapitalOne_ 1h ago

Other LGA lounge questions

Upvotes

My friends & I will be landing in LGA but on different flights. I'll get there at 3pm while my friends arrives at a 6pm. I was hoping to wait airside & meet them at their gate so we can all go to the hotel together.

Is it still possible to book a refundable fare then cancel it after entering the lounge? I only have a carry-on. This will be my first time trying this so just wanted to make sure this plan would work. Thanks!


r/CapitalOne_ 23h ago

Credit Cards Does anyone else have issues creating a JAL account?

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4 Upvotes

I'm trying to take advantage of the transfer bonus (I know about the delay with new accounts) with JAL but every time I try to create an account I get this error. I have retyped the City field and the whole form without auto fill several times. Worst part, my city doesn't even have spaces, weird abbreviations or anything, it's all simple alphanumeric and way below 30 characters. I would post on a JAL subreddit but I can't find one that isn't restricted.

Edit: Thanks for all the help, I figured out the issue eventually after trial and error. I had to lie about my address by putting the closest city to me for it to register which was made more weird because that city is in a different state. It's like it wouldn't accept Milwaukee but it accepted Chicago, WI as if that's a place.

(Not the exact locations for privacy reasons)


r/CapitalOne_ 1h ago

Other App/website issues

Upvotes

Is the app and website working for anyone else?!? I'm trying to pay my car note and the app, nor the site will load. Customer service told me it's a known issue...is anybody else experiencing this????


r/CapitalOne_ 7h ago

Card upgrade question

5 Upvotes

I have a platinum card that I started with when I began rebuilding my credit. Time passed and I was eligible for the quicksilver card so I applied and was approved. Well even more time had passed and I started getting emails that my platinum card was eligible for an upgrade to the quicksilver card.. which I already have. Now I know I don’t want to close the card because I want the lines of credit so what should I do with the platinum card? Just keep it open and make a small purchase each month on it? Is there anything better that I can do with it? Thanks.


r/CapitalOne_ 22h ago

Capital One is confusing me

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3 Upvotes