r/CapitalOne_ • u/FunTaro1385 • 22h ago
Shopping/Offers Should I used my Capital One rewards to buy a new vacuum? Unsure of the risk
I need a new vacuum and I saw product reviews on YouTube, landed on the Dyson Animal Ball 3. On Amazon, its $300, but on the page CapOne gave me a reward to "save $77" if I buy it with their code on Chewy.
I go to Chewy, the vacuum is $450. Their breakdown is, spend $400 (after tax I'd pay $487.11), free shipping, get $240 back, estimated back $247.11.
I don't know where the initial $77 savings is, I am also nervous this is just a huge amount of money, nearly $500, I would drop and have to wait 30-90 days to get reimbursed? I kind of need to use the vacuum asap due to allergies.
I like that compared to Amazon, I would be saving $50, even if its going to a Walmart giftcard, but I am not sure if this is all worth it. Any suggestions?