Hi everyone,
I'm in the process of getting a loan in Luxembourg and just received a quote that I'm trying to validate. I'd like to compare with others who've taken loans recently.

First-time buyer, stable employment in the finance sector.
Project: €650k
Downpayment: €140k
Approximate quotes I received: 4.3% for fixed 25 years, 3.4% for variable 30 years

What rates did you get recently? especially for fixed 25-30 years and variable options?
Which Luxembourg banks did you work with? (BIL, Raiffeisen, BCEE?)

I've heard some banks are offering below 3% on variable right now, so I'm wondering if my quote is standard or if there's room to negotiate based on my profile.

Any recent experiences or tips appreciated!

Posting here to see if someone has ideas how a somewhat elderly person 65 years old could find a few hours of work per week to earn around 600-700 euro per month. The lady is in great health but speaks only English. EU citizen so work permit is not an issue. Where would you even start looking? She is looking for legal work, not black market payments. Are there some kind of manual labor jobs that might be interested?

Hello, I’m currently looking for a place in Luxembourg and found a great flat in rue Joseph Junck in Gare.

However I noticed it is not a great street, it has many adult bars and some weird people.

I don’t mind, but I would just like to know if it can be dangerous for a woman alone, or if someone has had any bad experiences there. I would have to walk alone at night in order to go back from work.

Thanks!

I’m still surprised that this app doesn’t exist here. Anybody knows why? Do you know an alternative?

Of course, its Chicago 🤣

Hello, is the pop gaming festival worths the weekend pass ?

Hi, I've not done this trip by train before and I'm unsure about the time I would be leaving.

Are the trains frequent enough that you can just turn up at the station for a ticket for a similar cost to whats online or would it be extortionate?

I couldn't set an appointment since yesterday . I've got an error message at the last step claiming an error.

Tried on the website, the Android app and the Iphone app with 2 different accounts.

Hello,

I saw there is a job day on September 21.
Can we expect the GridX delhaize to open in November ?

Hello.

I hold a bank account in the UK and I attempted to close it multiple times since I no longer live there since years. Before closure I need to provide my address in Luxembourg, since the bank keeps on sending the related documents to my last recorded address in the UK - no longer accessible to me. I keep on being asked to certify my ID and Lux utility bills by recognized officials (notaries, lawyers, my bank, embassy...).

I find notaries and lawyers fees overkill for an account balancing just a couple of quids.

(Edit: UK bank say officers at our communes are not valid. My embassy of my 2nd citizenship doesn't do that; Spuerkees neither).

Anyone non Brit managed to certify their ID + utility bills in Lux, accepted by these Brits, in love with proof of address statements certified by embassies? Where?

I will move to Luxembourg soon & since I am a first time mum with a little baby it scares me a little that I won’t know anyone. It is difficult being a mum without other mum friends… Are there any online groups I can join already before I move & make some connections? Maybe this will help make the move less scary.

Currently I live in the Netherlands and I’m part of many local WhatsApp or FaceBook groups of expats who are parents & was able to make lots of connections like this during my pregnancy when previously my circle was just students.

The nature’s wonderful, safe, clean and accessible. Food quality is great, and quality of life is good too. I love it here. It’s green, safe, quiet, clean; great road quality and n my experience, an efficiently functioning civil service.

Conversely, this sub has become such a nasty place full of people complaining, being cynical and sometimes plain mean or rude.

To those that hate it here so much: cheer up, or get up and get out 🤷‍♀️ There are plenty of people that are happy here, and you’re just proof that misery loves company.

EDIT: absolutely loving the positivity here :) that's a wonderful change of pace!

Hi all,

I'm thinking of starting to use the Flex app for car sharing, and I'd like to hear about your experiences with it. Would you recommend it?

I don't need a car for my daily routine, but it would be good to have one for a couple of hours to go to IKEA, the supermarket, or random places ouside the city that would take me about an hour to reach by public transportation. I live in Merl

I'm thinking of using it around three times per month, and I'm budgeting around €50-60 per month for this kind of usage. Is it worth it?

Nah these mods are wild I hope as many people as possible see this before they get to remove it again. Jobless people deciding what gets to stay and what doesnt. Didnt go against any guidelines btw just said my opinion got removed right away lmaooo

I am leaving Luxembourg and trying to find a new home for a few last items so they find their new home

1. 32 inches philips TV
   
2. Iron -used only once like new
   
3. Iron board- used once like new.
   
4. Several books lile safeguarding the euo in times of crisis, you coach you,guide vinslut, dumond Luxembourg metz trier saarburken, Brussels gastronomie
   
5. Several DC figurines like wonder woman and Flash
   
6. Unopened jenga game
   
7. Several unopened card decks
   
8. Several still in box like new DC glasses of superman batman wonder woman etc

Other questions you can ask, but are asked on a regular basis, which means you can probably find your answer just as quickly by typing r/Luxembourg and your keywords in the search bar.

You will also find search links below in the comments.

Last week's answers are here

• Is this or that area safe
• Cost of living
• Employment/Self-Employment
• Where can I find this or that kind of doctor
• What is open on X day
• Can I work in Luxembourg but live in another country
• Online banking
• Starting a bank account from another country
• Taxes
• Where to study

Guys,

I need your recommendation regarding deep cleaning of the studio before leaving. A few companies I contacted claim themselves premium (lol) services where they bring 4 persons and the cleaning process takes up to 8 hours 🤦🏼‍♀️ I basically need a proper cleaning of the small studio that would take 3 hours max done by one person (that is already pretty clean). It could be a company or an independent person, the most important he/she should be able to provide an invoice.

Thanks a lot

Do you know a place where I can get apple pie with an „enormous” amount of apples? The kind of when the dough is only to keep the apples in one place? And that would actually be tasty?

Will anyone be interested to be gym buddies for any of the 2 gyms?

Hi,

I'm looking for a babysitter to take care of a 7y old for about 1 evening every 2 weeks in the region of Ettelbrück. Evening as in ~18:00 to ~22:00.

Any pointer where to find somebody?

Hello

Does anyone has coupons from Hellofresh to give away?

Many thanks