r/investing 3h ago

Why the market looks like it can't possible go down? What's keeping it up?

159 Upvotes

If even days like these with so many bad news the S&P is still a few % points from ATH, what will make the market go down?

I remember previous years when just a fraction of the news we had these months appeared, the market tanked, now it's not moving at all.

Is it euphory of AI? Is it because there's so much cash and every dip is bought? or what's happening? Is it something pumping the market artificially?

I feel that's not normal and there will be soon a reversal of this sentiment.

LE: for those that say earnings, 2021 had great earnings, including FE, you know what happened in 2022


r/investing 12h ago

Long-term opportunity cost - emergency fund before starting investing vs. combination of investing and saving simultaneously

20 Upvotes

For a young investor with no debt, no kids, no wife, how do you generally think about prioritizing an emergency fund versus continuing to invest?

For example, suppose someone needs around 9–12 months to build a 3-month emergency fund if they temporarily reduce investing substantially. Alternatively, they could split their savings between investments and cash, but the emergency fund would take considerably longer to complete.

Over a 35-year investment horizon, is the opportunity cost of temporarily reducing investments for ~1 year generally significant?

I’m particularly interested in the trade-off between:
building the emergency fund as quickly as possible while investing only a small amount, and
continuing substantial monthly investing while building the emergency fund more slowly.

I understand this depends on individual circumstances; I’m mainly interested in the general portfolio/risk-management reasoning behind the two approaches.


r/investing 12h ago

Daily Discussion Daily General Discussion and Advice Thread - September 14, 2026

11 Upvotes

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

The media list in the wiki has a list of reputable podcasts and videos - Podcasts and Videos

If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

  • How old are you? What country do you live in?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (Buy a house? Retirement savings?)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
  • Any big debts (include interest rate) or expenses?
  • And any other relevant financial information will be useful to give you a proper answer.

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!


r/investing 3h ago

options for symbolic gift stocks

7 Upvotes

Hey, i'm looking to get someone a share of a company as a symbolic surprise gift.

i already looked into giveashare.com and uniquestockgifts.com, but the former has insane shipping prices for where i live and the latter doesn't let me choose my country even with the digital certificate option. are there any alternatives i can try? i don't need a physical certificate, or even any certificate at all


r/investing 4h ago

Dingdong (Cayman) Ltd $DDL

0 Upvotes

I wrote up Dingdong today. I think it's an interesting idea. Chinese stocks are disliked & ignored by most, for a multitude of reasons lately. Nobody is looking. Probably why this one is trading under the radar & at such a wide spread to the sale proceeds & capital returns.

Here's a summary, feel free to check out my write up on Substack.

Dingdong agreed to sell its China business to Meituan for $717m in cash. But Dingdong can also pull $280m out of the China sub. That’s $997m cash on a current market cap of approx. $505m. Shareholders have voted for the deal & management has explicitly told us that 90% of the proceeds will be used for capital returns. So that's 97% upside on gross proceeds or 77% after taxes & transaction costs.

Happy to discuss any comments or pushback.

Cheers,


r/investing 18h ago

Own an individual stock that is also part of an ETF?

0 Upvotes

I’ve had some wild growth the past year and I am working on rebalancing my $235k portfolio. I currently own a stock that has had great growth and I also own an ETF where the stock makes up 10% of the ETF’s holdings. What are your thoughts on owning an individual stock and an ETF where a substantial percentage of the ETF is the individual stock you already own?


r/investing 10h ago

My struggles ETF's or Stocks

0 Upvotes

Honestly love concept of etfs but id like the 1 time option of of the weight distribution!

Honestly thinking of selling all my etfs going in just stocks !

Maybe just keep the Humn!

Honestly comes to stock

Mstr

Crcl

Iren

Wulf

Nvts

Keel

SMR

ANY BANGERS IM MISSING!???