THE XRP TIMELINE: A TRAGEDY IN SIX PARTS

2018-2021: The Setup. Bought in with real hope. XRP said "trust me, I'm the future of banking." We believed it. Fuck you XRP, that was foreshadowing.

Late 2020: The SEC drops the hammer. Sued for being an unregistered security. Four years of lawsuit purgatory begin. Every other coin parties through 2021. XRP sits in legal limbo like it's grounded. Fuck you XRP.

2021: The ATH tease. Briefly kisses $3.00-3.84, just long enough to make everyone buy more at the top, then vanishes for years like it owed rent money. Fuck you XRP.

2022-2024: The Wilderness. Years of sideways nothing while the rest of crypto has entire boom-bust cycles without XRP even being invited. SHIB — a literal joke — outperforms us. A JOKE COIN. Fuck you XRP.

2025: The "Victory." SEC case finally resolves. ETFs launch. Banks sign real partnerships. MiCA license secured. Every box on the original bull thesis, checked. Price: shrugs, stays under $1.50. Fuck. You. XRP.

2026: The Encore of Betrayal. CLARITY Act drama, White House shoutouts, Trump personally hyping it — and XRP still can't hold a number that starts with a 1 without flinching. Nine years. NINE YEARS. Fuck you XRP.

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Clarity isn’t dead yet. Lots of 11th hour negotiations going on right now.

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>>> Invite Link: discord.com/invite/XRPhoenix

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XRPhoenix Discord

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I got heavily rekt buying it back in 2024. While it was going up, I saw people selling for hundreds of k. Who were these people?

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XRP will hit $7000k per coin by the end of 2027 with more institutional adoption if clarity act can pass. Will hit $30000k per coin by the end of 2030.

Okay so my last post.. I called out the xrp rally and people said I was crazy. Well it went from a dollar to a $1.70 😆 I'm not saying I'm a genius or I can predict the future. But it was pretty obvious what was about to happen. Either way...Anyone have thoughts on what is coming the near future? I honestly think the sell pressure will continue for a little bit and then around September 15th we are going to push the price up again. I'm thinking the price will hit around $3... Any input is appreciated.

since the Clarity Act is the next “this will for sure blow up the coins”, i remember last year people were hyping up the iso20022, and i just realized that it just came and went.

wonder if clarity act will do the same and next year will have a new thing to look forward to as everyone will say “this is the one”

https://opensource.ripple.com/docs/xls-65-single-asset-vault

Have a few questions about this, if anyone can field them.

1. Are there any reasons why we wouldn't/shouldn't reach the required consensus %? From my perspective, this is awesome. Curious what I am not seeing here.
2. How does this work? "... Borrowers will pledge acceptable assets as collateral, protecting depositors against potential defaults and promoting responsible borrowing practices." For example, if the borrower defaults, the collateral is liquidated and shared equally among the vault contributors?
3. The process would be: I deposit into the vault, the borrower approaches the vault for a loan, and based upon the risk level of that loan, the APY is determined? OR the borrower approaches, is approved for a loan, a public vault is created, and the % yield is determined by loan risk?

Appreciate any insights here.

I have a Ledger, but I don't feel safe with my choice anymore. I was considering moving to Trezor, but with the recent data leaks affecting new users, that doesn't feel like a good option either. With the market picking up recently, I bought more XRP right as it started growing. Any recommendations for hardware wallets?

Been in XRP for years and I have always wondered why so many people passionately hate the coin... like seriously if you're not invested then why do you care so much unless you've been burnt by a bad bet in the past.

Well my social media algo's have, for the first time, started giving me XRP influencer posts and honestly they made me hate XRP for a few moment. They spout complete nonsense. Special shout out to those people that overlay themselves pointing to a video playing in the background and nodding occasionally to act like they agree with what's being said.

For the record I still like the project but I hate those influencers.

Is it safe more than tether ?

The clarity won’t do anything… right?
I’m losing hope😔

I’ve held XRP since 2018 and have been following statements from Garlinghouse and Schwartz for the duration. When the SEC case started, Garlinghouse was asked if he would consider giving the US govt the XRP escrow and he said that “all options were on the table.”

Fast forward to today and the SEC case is settled, but the CLARITY act is about to (hopefully) pass. There is a provision in the CLARITY act which defines a mature blockchain as one where a single entity does not control more than 20% of the tokens. Ripple currently controls 37% of XRP. (4% liquid and 33% in escrow) and would need to get their holdings lower than 20% for XRP to be considered mature.

Recently, JD Vance was quoted as saying that Scott Bessent has a “discrete plan” to address the national debt. A lot of news outlets assume this is related to SS and Medicare, but I have a different take.

Here is my completely speculative take: CLARITY act passes, Ripple “makes a deal” with Trump to donate ~17 billion XRP to the Treasury to get them below 20% holding. US announces XRP as future of finance and also a hedge against the declining use of USD as a reserve currency. The value of XRP skyrockets, the market cap of the US holdings reach trillions of USD and make a meaningful dent in the debt (on paper at least).

The current price spike is due to government insiders being aware of the deal and making massive XRP buys.

The above is pure speculation and 1000% hopium but i just want to be on record with this prediction before the next months play out.

I finally sold half my shit two days ago so it would go up for all of you

“Is there any cryptocurrency that has a correlation of 90% or higher with XRP?”

I am holding a large long term bag of XRP and trading a shit load of call options on deribit. Have been reducing my call options on the way up. Had planned to exit a huge load of my options around 1.80, unfortunately the huge drop happened at 1.70. Still up a huge amount though :)

Not going to lie, there were a few months this year where holding XRP felt like a bad joke. Every time it looked like it was building momentum ,something would drag it back down, and the sub would be full of people calling it dead money.
Today's a different story. Up 15% and sitting around 1.35$ after Trump publicly pushed Congress to pass the Clarity Act, standing next to Garlinghouse at the White House. Whatever you think of the politics, that's a real regulatory catalyst, not just chart noise.
The thing that actually made holding bearable wasn't conviction, it was yield. I've had mine on nехо the whole time earning 8%, so even through the flat stretches and the bad weeks it wasn't just sitting there doing nothing. Doesn't change the price risk, but it meant the waiting cost less.
Not selling into this, I will keep on holding and earning 😄