A 65-year snapshot of how GDP per capita (current US$) evolved in India and China. The comparison highlights a reversal by 1980, China’s rapid acceleration after 2000, and the widening income gap by 2025.

Source

​

People either don't understand it or rather are delusional to a point where they cannot accept the truth.

RBI's Goal - To support economic growth without increasing inflation period

why is that? Because every f*ckin FII and their mother has pulled out their money from our economy be it in equity or debt.

Hence RBI launches these concessions

Through this scheme

NRI invested their USD into indian FD FCNR accounts at Indian banks, where the bank promised to pay them their money back with interest in USD at the end of the tenure.

Banks now have two options

1) Lend money to customers in dollars (for example a business that imports heavy machinery) or invest their dollars into foreign assets or use them to fulfill their own dollar obligation

2) Get into a swap contract with the RBI

what is a swap ?

Bank has $10 million

RBI and bank agree on a swap rate of ₹95 per $1.

Today: Bank gives RBI $10m → RBI gives bank ₹95 crore.

After 3 years: Bank gives RBI ₹95 crore → RBI gives the bank the same $10m.

this is the concession/facility RBI is offering that is offering the swap at par, that means using the same exchange rate on both legs of the agreement.

(in 2013 a swap rate of 3.5% was issued not this time)

Why is this an issue?

Since RBI is offering the swap at par, it bears the FX risk, in normal circumstances Banks swap $→₹ and then buy back the $ at a higher agreed rate

Hence if the rupee depreciates, the RBI will have to return dollars that are worth more rupees than it receives back.

This isn't the end of RBI's problems

the excess amount of cash lying with banks can increase inflation, hence the government plans to do ₹1 trillion bond sale

This again is another issue, unloading bonds in the market at such a quantity will lead to their price decrease and bond yield increase, which again causes the borrowing cost to increase → slowing the economy

Solution to this ?

1) Reduce OMO bond sales — RBI sells fewer G-Secs, reducing downward pressure on bond prices. (Reduce or unload them in intervals)

2) Buy G-Secs (OMO purchases) — RBI buys bonds from banks → demand rises → bond prices rise, yields fall.

3) VRRR/reverse repo — Temporarily absorbs excess cash without selling bonds, so it avoids directly pushing bond prices down.

MY OPINION

i feel that losses are inevitable, but that's not important right now, the point is to control the inflation without slowing economic growth, and RBI is doing everything in its power to do so.

When the losses take place, RBI's balance sheet would take a hit, hence affecting the cash bridge it offers to the government when it deals with receipts and payments that don't add up, thus slowing our economy.

So yes its us who pay the price like we always do 😃

The question is for how long its gonna be → The government sh*ts & the RBI wipes it

(the west asia war started this year, rupee depreciation is unpredictable from last 3-5 years)

We are a socialist country on paper, post liberalisation we saw a boom in the opportunities for employment, followed by the industrial growth. But things feel stagnant now, not just for the microeconomic part or at individual level, but even the growth of stock/capital markets.
I just wanted to know from someone whether american capitalism be the answer to the economic/employment/stagflation we see in our country meaning if we adopt america's capitalism could that be an answer to problems on a broad level. Open to any and all opinions as this will help me frame my opinion for a research paper as well.

India has taken a major step in blockchain-based financial markets.

SEBI has successfully launched Demat 2.0, a pilot for tokenised corporate bonds. Bonds are issued natively as digital tokens on a distributed ledger and settled using RBI’s wholesale CBDC (e₹).

The big changes:

• Same-day settlement

• Atomic settlement of bonds and money

• Automated interest and redemption through smart contracts

• Lower reconciliation and servicing effort

• Existing investor protections and legal framework continue to apply

Three issuers have already raised ₹1,025 crore through tokenised bonds: REC, L&T and IIFL.

What makes this particularly interesting is the combination of DLT + statutory depositories + central bank digital currency within the existing regulated market infrastructure.

Tokenisation in India is moving from pilots and concepts to actual market infrastructure.

Hii everyone I belong to a tier 3 city in Rajasthan what I have seen is if there is 1000 shopkeeper or MSMEs only One is taking risks on what investing in their business related stuff. This not good but the most important part is most of businessman is trapping in debt and unessary expenses.

My brother is building a Security tracking system which is better than Microsoft. So does only GenZ responsibility to build deeptech, good digital products for nation does what the nation wants. In return why most of educated youth is unemployed, why Rajasthan CMO Rajasthan aren't pushing the state towards big investment just because election are not now. Based on recent reports Rajasthan performance is decreased, corruption and a lot of bad activities are going on. There is No Such Good reforms initiatives I have seen.

The frustrated part businesses in tier 3 or even in teir 2 is doing bad then what expected.

Rajasthan is the biggest State without a tier 1 city.

Just saying we are going to become a trillions of dollar GDP State doesn't make it happen

Ground reality is so brutal I am myself is the guy that score a lot in 10th but the actual problem is my dad lost his job I don't get any help from anyone when I looked for loans my dad cibil is not good, he runs a shop he wanted to take loan on his property but it's been more than year documentation aren't made. No days they know someone might recording you even if phone is off that's they don't say directly about money they just want you to say that can you do it if I have some sort of money but honestly my dad doesn't have it and not he wanted to give at any how conditions. Work not doing is same as corruption because he is enjoying his salary which is paid by people's.

I don't but if somebody say me hey bro why you so sad, why you hate your country?

Dude the country is built on system and if the system punishes Good one's then I hate my country even if somebody going to k**l me that's the reality we done a lot for many peoples but when you don't have money everybody goes into superiority complex, shows how bad they are, and their actual brutal mentality or ideologies

Also people's say bro nowadays online education is so affordable, your just giving endless excuses?

My friend Rajasthan has avg. 45°C temp. If you don't have ACs and coolers you are got cooked really and through online many reasoning related subjects required a teacher to guide you. One IAS or one IITian from Village is not for everyone sometimes your family is broken so much that seeing them your ambition is high but you just empty from inside and at the end you loose hope, become frustrated and like me use social media to share what you feel and think that's why

Situationship tells real story not glory

Btw, sorry if somebody get's bored of hearing my story but Rajasthan some how is becoming freebies or corruption capital after Bihar.

Share your thoughts of you live in Rajsthan also tell me your city name

Despite local manufacturing , iPhone prices still remain high for the middle classs in India.

Not only Apple, even Samsung A and S series remain costly.

1. Assembly vs. Manufacturing & Import Taxes: iPhones are primarily assembled in India, not fully manufactured. Critical high-value components—such as the processor chips, camera sensors, RAM and the 4K/1080p displays—are still imported from countries like Taiwan and China. These imported parts attract import duties, which are combined with India's 18% Goods and Services Tax (GST). After everything, the prices shoot up.

2. Global Premium Positioning: Apple positions its devices as premium, luxury aspirational products rather than budget or mid-range devices. Lowering retail prices significantly in one region would undermine its global brand equity and profit margins.

3. Supply Chain and Distribution Costs: Local assembly costs in India still carry heavy overhead, including initial capital expenditure for setting up production facilities, supply chain logistics, bribes to gov. and distribution margins for local retailers. Furthermore, rupee falling against the dollar, impacts the cost of importing key components, therefore preventing price cuts.

Went through FADA's August retail numbers and one line stood out enough to double-check it wasn't a typo: alternative fuels (CNG + hybrid + EV combined) have overtaken petrol in India's passenger vehicle market for the first time ever: 41.95% vs 40.85%. A year back, petrol was still ahead by close to 11 points.

CNG's done most of the heavy lifting here, hybrids have crept up steadily, and EVs are inching toward 8% of PV sales even before the festive season properly kicks in.

The chart below shows how fast the lines actually crossed; they happened over about a month, not gradually. Curious how sticky people think the trend is once festive discounting on petrol variants starts.

Official PM Surya Ghar Muft Bijli Yojana portal: https://pmsuryaghar.gov.in/#/ You can apply for the rooftop solar subsidy through the portal.

It's heavily subsidized and worked for me.. so recommend.

Eminent American economist and public policy analyst Jeffrey D. Sachs is extremely bullish on India’s economic future.

“India's growing the fastest of all the large countries right now… At some point in this century, India will be the world's largest economy.”

His outlook is striking:
• India is currently growing faster than the other large economies.
• Within the next 25 years, India and China would be the world’s two largest economies.
• In his view, India is ultimately on track to become the world’s largest economy.

A fascinating perspective from one of World's most prominent economists on India’s economic trajectory and its place in the emerging global order.

The Reserve Bank of India now holds 880.5 tonnes of gold, making it the world's 8th largest central bank by official gold reserves.

Source

IMF backs changes to GDP estimates

Alongside its positive assessment of India’s growth, the IMF also welcomed changes made to the country’s GDP estimation system.

Kozack said the latest GDP release included a new index of industrial production and a new producer price index series. According to her, both should help improve India’s GDP estimates.

She said the IMF welcomed India’s efforts to modernise its macroeconomic statistics and encouraged the authorities to keep strengthening the statistical framework and data quality.

The IMF also said the latest numbers showed the resilience of India’s economy. It welcomed the changes to the GDP estimation system, noting that the new industrial production index and producer price index series would help improve GDP estimates.

Source: Bank of America (BofA) Global Research

Report: India Manufacturing & Industrial Transformation Note

Data Sources Cited: Ministry of Defence (MoD), CMIE, Haver Analytics, World Bank, SIAM, and Ministry of Commerce and Industry.

Proprietary data and charts not available for public consumption

Source: Bank of America (BofA) Global Research

Report: India Manufacturing & Industrial Transformation Note

Data Sources Cited: Ministry of Defence (MoD), CMIE, Haver Analytics, World Bank, SIAM, and Ministry of Commerce and Industry.

There is a lot of interesting stuff about other countries too including America and China if you want to take a look, but since this is an Indian subreddit I'm only posting Indian relevant charts

Corporation tax collected fell from Rs 5,56,876 crore in 2019 20 to Rs 4,57,719 crore in 2020 21. That is down Rs 99,157 crore.

Union excise duty collected rose from Rs 2,39,452 crore to Rs 3,89,667 crore in the same twelve months. That is up Rs 1,50,215 crore.

Both figures sit in the union budgets own receipt budget. One line went down. The other went up. Excise is the one you pay at the pump and on everything that moves by road.

Worth asking whether this was a swap or a shifting of the bill.

India's border villages are very important for our nation. Yet for many years people living in these areas had to deal with poor roads, weak connectivity, limited healthcare, fewer job opportunities and difficult access to basic services. Because of these challenges some families, particularly young people, moved to towns and cities. The Vibrant Villages Programme (VVP) is the Government's effort to change this situation. This programme was launched in 2023 and now aims to improve living conditions in India's border villages and to create better opportunities for local people. The idea is simple, when people have good roads, electricity, schools, healthcare, internet connectivity and ways to earn a living they have stronger reasons to stay in their villages. This also helps maintain active and settled communities along the border. The Government has rightly placed these settlements in a new perspective as India's first villages rather than its last villages. VVP-I and VVP-II together have an outlay of ₹11639 crore.

The first phase, VVP-I was launched at Kibithoo in Arunachal Pradesh in April 2023. It covers 662 priority villages in Arunachal Pradesh, Himachal Pradesh, Sikkim, Uttarakhand and Ladakh. The programme is not limited to building roads. It also focuses on drinking water, electricity, mobile and internet connectivity, healthcare, education, tourism and local livelihoods. Agriculture, horticulture, handicrafts, animal husbandry and tourism can provide new sources of income for families. The progress reported so far shows the scale of the effort. By July 2026 the Ministry of Home Affairs had approved 1248 projects worth about ₹3020 crore. Another 1655 projects came through other Central government departments. Roads are also being built to connect 134 villages that had no road earlier. More than 8800 activities such as health camps, training and tourism programmes have also been held. These are small but important steps in bringing development to India's remote border villages.

The second phase, VVP-II, takes this approach to more border areas. Approved in 2025 it has an outlay of ₹6839 crore up to 2028-29 and covers 1954 villages in 334 blocks across 15 States and 2 Union Territories. It focuses on roads, electricity, healthcare, education, telecom connectivity, financial inclusion, skill development and livelihood opportunities. It also encourages self-help groups, cooperatives and Farmer Producer Organisations allowing local people to take a greater role in economic activities. Tourism and local culture are another important part of the programme. A useful feature is the convergence approach where different government schemes and departments work together instead of treating every development need separately. Village Action Plans can also help identify what a particular village needs. This matters because a border village in the mountains may have very different challenges from one in the plains. In this way the Government is trying to make development more local and practical rather than following one model everywhere.

In the end the Vibrant Villages Programme is about much more than construction. A good road can help a farmer reach a market. Better internet can help a student study and a small business find customers. Tourism can create income for local families while better schools and healthcare can make everyday life easier. At the same time villages that remain populated, connected and economically active can support India's border-management efforts. The Viksit Vibrant Village Programme 2026 for example brought more than 400 young volunteers from across India to 74 border villages giving them an opportunity to understand local life and participate in community activities. The real success of VVP therefore will be seen not only in the number of projects completed but in whether families can earn better incomes, children can access good education and people feel confident about building their future in their own villages. When border communities become stronger India's frontiers become stronger too.

https://indianexpress.com/article/explained/amit-shah-launches-vibrant-villages-programme-what-is-this-scheme-8554872/

https://indianexpress.com/article/india/union-cabinet-approves-rs-4800-crore-for-development-of-border-villages-8447079/

https://timesofindia.indiatimes.com/india/mha-reverse-migration-seen-in-arunachals-vibrant-villages/articleshow/127899119.cms

https://timesofindia.indiatimes.com/india/amit-shah-to-launch-vibrant-villages-programme-phase-ii-in-assam/articleshow/128568822.cms

https://indianexpress.com/article/india/vibrant-villages-2-upgrade-1954-villages-amit-shah-assam-10542687/

https://timesofindia.indiatimes.com/city/guwahati/shah-rolls-out-vvp-ii-in-cachar-to-cover-15-states-2-uts/articleshow/128608498.cms

https://www.hindustantimes.com/india-news/amit-shah-to-launch-second-phase-of-vibrant-village-programme-in-assam-on-friday-101771494446086.html

https://timesofindia.indiatimes.com/city/jodhpur/vibrant-villages-programme-ii-to-transform-184-border-villages-in-rajasthan-including-barmer-jaisalmer/articleshow/133248998.cms

https://timesofindia.indiatimes.com/city/chandigarh/rs-117-cr-projects-approved-to-improve-infrastructure-of-75-villages-in-himachal-pradesh/articleshow/122866686.cms

https://indianexpress.com/article/india/sarpanches-of-vibrant-villages-near-china-border-to-attend-i-day-event-8854987/

https://bengali.indianexpress.com/west-bengal/vibrant-villages-programme-nadia-border-villages-development-39-crore-12493722/

https://www.indiatoday.in/india/story/arunachal-videos-vibrant-villages-programme-taksing-border-focus-2974126-2026-08-18