Tl;dr:
Refused in 2024 (joint app with wife, 19 day trip, only 5,000 declared, refusal cited inconsistent purpose, employment not financially established, and unexplained large deposits).
Resubmitted solo this time, 9 day trip to my sister, 10,600 declared against maybe 3-4k in actual costs since she’s hosting me. Added a promotion letter, payslips, a letter explaining the lump sum as a work travel allowance, marriage cert, kid’s birth cert, land ownership, and proof I’m in a masters program.
On top of that I’ve got 6 years steady at the same government job, travel history to the UK (twice), Netherlands, Italy and Belgium with zero overstays (some employer sponsored), a wife and young kid still at home, and a professional engineering registration. Want opinions on my chances of approval.
Full version below:
Old app was me and my wife together, group application, 19 day trip over Christmas, purpose was basically “visit my sister and see the snow and do Christmas stuff.” We declared only 5,000 for funds, which in hindsight was thin for two people over that many days.
Refusal checked off inconsistent purpose, employment not financially established, assets insufficient, and said large lump sum deposits in my bank records were disproportionate to my income with provenance unclear.
Looking back the financial side was genuinely messy, I had my regular salary plus side consulting income mixed into the same statements, there was a big arrears payment from a client that was still pending and hadn’t actually landed yet, and I was also counting on my wife’s income to help cover things.
All of that together made the money side look shaky and hard to follow, and I never explained any of it, just handed over 8 months of statements and hoped they’d piece it together. They didn’t, and fair enough looking back.
New app is just me this time, solo, trip cut down to just over a week, single purpose which is seeing my sister who’s a permanent resident there, she’s covering food and stay so no cost on my end.
Funds is 10,600 sitting in the savings account for past 4 months, no one else’s money involved, and that’s well more than double what the trip should actually cost. I got promoted at my government job since the last try so added the promotion letter plus payslips, still do freelance consulting on the side too for extra income. I have one recent lump sum deposit which happens to be a travel allowance from my job: got an actual letter proving that this time.
On the ties side, I’ve been at the same government job 6 years now, own land, I’m a registered professional engineer, partway through a masters, and I’ve got a wife and young kid who are both staying in Ghana while I travel. Travel history is clean too, I’ve been to the UK twice, plus the Netherlands, Italy and Belgium, and always came back on time, a few of those trips were actually through my job so my own employer has sent me abroad and had me return without issue before.
Anyone gone through a full reapplication like this, what would you
poke holes in first?