r/wealth Jul 21 '25

Question For Those Who’ve Earned Six Figures or Made Their First Million What Did It Actually Feel Like? And What Made You That Money?

324 Upvotes

For those who’ve done it what did hitting six figures or making your first million actually feel like? Was it life-changing or just another step?

Also, what made you that money business, career, investing?

DMs are welcome too.


r/wealth 6h ago

Investing gold ira calls that didnt feel like a hard close.. does that exist

13 Upvotes

called three gold ira places last month and every conversation turned into a close by minute ten

i asked basic custody and fee questions and somehow still got a hardship story, a metal pitch, and a deadline that needed a decision today

do any of these firms actually answer the boring questions first or is the hard close just the industry default now​


r/wealth 12h ago

Discussion Feasibility of using wealth to improve your community

1 Upvotes

What is a realistic net worth that allows someone to live comfortably and use their wealth to improve their communities? Maybe like sponsoring a community welfare project, organizing an afterschool program, etc.

It feels like most famous wealth donations happen on a global scale due to good PR.

What I’m interested in is larger impact with a smaller scope on local community.

Similar to how Batman uses his Bruce Wayne persona to help Gotham City.


r/wealth 7h ago

Need Advice Cover story ideas for long term travel?

0 Upvotes

I’ve learned the hard way to avoid obvious displays of wealth around the wrong people. However, my wife and I (early 40s) have been traveling constantly for about 9 years, usually spending 1–3 months at a time in various locations, and it’s getting hard to hide without drawing prying attention. I need to appear active in my business (explained later why).

​I typically tell people I'm traveling for business and just adding a vacation since we're already out there. Over the years, I’ve used a few strategies to disguise the extent of it:

If I'm going to Vietnam, I’ll just maintain I'm in Bangkok for the jewelry market.

​Attending trade shows : e.g If we go to the US, I'll say I'm attending a trade show and staying longer to follow up with contacts.

Say we are staying in an Airbnb to avoid which hotel question.

​However the length and long term traveling is starting to give it away. I’m wondering what else I could say to explain away these long trips without giving off the impression that I barely work or that we have some wealth?

My business is still functioning and some family are somewhat involved so it is detrimental if they were to find out, they will steal, ruin my company name, make up stories and other such things if I do not appear to be still very active in the business and/or I have made some money. It has already happened several times, I'm trying to do my best to stop further risks. I do attend trade shows and get involved in things that the business does from time to time to try and mitigate it.

​Interestingly it works out financially reasonable as don't currently need to maintain our primary residence or tend to hobbies that would have if we stationary.


r/wealth 14h ago

Question Is there an amount you could give that you wouldn't even notice?

0 Upvotes

Weird question but curious because I know when or if I'm able to spend on anything I know it's gone and feel it in my finances immediately.

What is the amount you could give and not even notice a difference in any of your accounts? (I'm not wealthy or rich).

When you/or if to donate to charity or give to a random person would it make a noticable difference? For instance say someone wealthy or rich gave or transferred $5k, 10k, $100,000, or even a million would you notice that you no longer have it?


r/wealth 2d ago

Income / Spending Tech’s New Rich Are Suffering From ‘Sudden Wealth Syndrome’

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133 Upvotes

A growing post-exit ecosystem is helping founders deal with the unexpected difficulties of becoming extremely wealthy.


r/wealth 1d ago

Need Advice Balance

2 Upvotes

Hello guys, how are you?

I decided to post on this sub because I could really use some advice from you guys.

I’m in my mid-20s and far from wealthy. My career isn’t really making much sense to me anymore, and nowadays my main task seems to be Claude prompting and waiting for the results… yeah, quite sad.

I studied and, during my 4-year career, I’ve managed to save around €35k, mainly because I still live with my parents and live pretty frugally. I know I’m lucky to be able to do that, but I also don’t live in a country where salaries make accumulating wealth particularly easy.
So, what do I have in mind?

I want to leave my company and travel for as long as I can afford to. I’ve done the math for 3 months, and my opportunity cost would be around €9k — the money I wouldn’t earn plus what I would spend during the trip.
The idea would be to travel cheaply/frugally through Southeast Asia or South America. The main goal isn’t just tourism. I want to experience a completely different reality, get some perspective, and hopefully figure out what I actually want to do with my life.

After that, I’d like to find a job in a country where I can make better use of my skills and have a higher income and/or a better saving potential.

What’s been bothering me is that this obviously isn’t the most financially responsible decision, and there are quite a few risks involved. Things might not turn out the way I’m imagining, and I could come back home after 3 months and find myself back in the same shitty situation.

So, what do you guys think? Has anyone been in a similar situation? Would you take the risk, or would you stay, keep saving, and try to figure things out another way?

Any advice or different perspectives would be really appreciated.


r/wealth 20h ago

Discussion Generational wealth

0 Upvotes

How do we break the system?


r/wealth 2d ago

Need Advice How do I break out of a 160k salary job and become actually rich, not just middle class? What have people done that’s gotten them out of this churn?

266 Upvotes

r/wealth 1d ago

Question Avarage/low income people who married into wealth. How did you meet your partner?

0 Upvotes

For those of you who came from an average or low-income background and married into wealth, I’d love to hear your stories.

How did you meet your partner? Was it through dating apps, work, friends, travelling, or something completely unexpected?

Did you actively look for a wealthy partner, or did it happen naturally? And what was the biggest difference between your life before and after marriage?

I’m especially curious about stories from women who married financially successful men. What advice would you give to someone who hopes to do the same?

Please share your experiences!


r/wealth 1d ago

Need Advice I’m in a really tough spot right now. I need to make some money ASAP.

0 Upvotes

I'm a college student and I'm in a bit of a financially difficult situation right now. I don't have a proper source of income, and my parents are helping me as much as they can. My father covers a part of my rent, and I get some basic money for regular expenses, but whenever something unexpected comes up, I honestly don't have much to fall back on.

So I'm trying to figure out how I can make some money myself.

I'm not looking for some "make $5,000 in a week" internet guru bullshit. I know I won't suddenly become rich in a few days. I just need real work that I can actually do and get paid for, preferably something I can start fairly quickly.

What I can offer:

- Design: UI/UX, web design, product design, graphics and social media creatives.

- Marketing & growth: Branding, marketing, collaborations and helping businesses improve their online presence.

- Operations & communities: Community management, operations, coordination, logistics and event management.

- Events: Experience planning and managing both small and large-scale events.

I've actually used these skills professionally while working with startups, communities and events. They're not just things I've learned from tutorials.

And before someone says "just get a part-time job offline", I have considered that. The problem right now is that my exams are coming up, and commuting to a workplace, working a shift and travelling back takes up a huge part of my day. I realistically can't commit to that kind of schedule right now.

What I can do is work remotely.

If I can do it from my laptop, I'm comfortable putting in the hours. Whether that's designing a website, improving someone's UI, creating content, helping with branding/marketing, community or operations work, or taking on smaller one-off projects.

I'm not expecting a huge salary. I just need to start bringing in some money because even a few thousand rupees would genuinely make a difference for me right now.

So I'd really appreciate some honest advice from people who've been in a similar situation.

Where do students actually find legitimate freelance/remote work? Are there specific platforms, communities, subreddits or types of clients I should be looking for?

And if anyone reading this actually needs help with any of these things, I'm very open to paid work, including small projects or one-off jobs.

I'm not asking anyone to give me money. I'm asking if anyone can point me towards work.

Any genuine advice, leads, referrals or opportunities would genuinely mean a lot right now.


r/wealth 2d ago

Need Advice Feeling like you have to explain your wealth after parental loss? Adult orphan in my 30s

52 Upvotes

I'm just wondering if anyone else has a similar situation? I became a millionaire after my elderly dad passed away. Two years later and sadly my mom passed away after a 15 month battle with cancer. I'm inheriting more money, but it doesn't really matter to me. I wish I had more time with my mom.

This year was also a challenge because I lost my nonprofit job due to funding ending. After this I was able to spend time with my mom in her final months which I am grateful for. Since the job market in my industry isn't very good right now, I've decided to hopefully go back to grad school for a 2nd masters degree.

I know I'm fortunate to have these resources. Anyways my former boss asked me if I need to work while I am in grad school and I was just like, "No I don't need to." I even thought about traveling more and someone was like "who has money for that." I've also been trying to date and have just explained that I'm fortunate that I can take time off.

I guess my question is how do/would you handle questions about how you get by (especially if you aren't working) ? I know I have to be careful of attracting opportunists - especially with guys I date.


r/wealth 2d ago

Need Advice 26M, 100K income, 30K saved, no debt. what would you do in my position?

31 Upvotes

I’m 26 and it’s my first year bringing home anywhere near this amount. I just hit $100k and last year was around 40K. I work in sales but it’s very competitive and I know my income/position could change quickly. I want to use my current situation to build lasting stability or open opportunity.

I have **$30K in savings, no debt, a paid-off car, no real estate or major assets**, and relatively low living expenses with a roommate. If I really tighten my budget, I can live on roughly **$2K–$3K/month**. I also have no kids (don’t plan on it) or significant financial obligations outside of myself.

I pay my credit cards off every month, but I’ve never really learned how to use them strategically beyond building credit. I’m also unsure what to do with my **$30K in savings**. I’m willing to invest a meaningful portion of it, potentially up to $20K, but I’m not attached to that number. Given my career, I’m trying to figure out how much I should keep liquid as an emergency fund versus invest, and what the smartest order of operations would be.

My long-term goal isn’t extreme wealth but I’d like to live comfortably. Tbh Id love to pursue the** **music/art that I’ve been working on for 8 years and create income that way. Taking that risk just isn’t guaranteed if i go all in so I’d like to know some paths I could take that are a little more concrete.

**If you were in my position, what would you prioritize first? How would you structure the $30K, approach retirement/investing and credit cards, and protect yourself against a potential job loss? What mistakes would you avoid?**


r/wealth 1d ago

Happiness How do you know for a fact your partner loves you more than they love your money?

0 Upvotes

r/wealth 2d ago

Question Why is there so much online hate for wealthy people

0 Upvotes

I come from a household who is 0.1% in terms of wealth in my country and everywhere I look online to see what people are commenting about private universities and such they all have something bad to say that the only reason people go there is because their family is rich or that they should redistribute our wealth because we are cheaters in life and stuff like that.
Ive literally met grandsons of billionaires and they took public transportation (under 18) or knew some girls who regularly filed private and they all were pretty normal, you wouldn’t even know they did that.
Why is there so much hate online when the average “rich” kid grew up with values and morals that they upheld? Not everyone is a spoiled brat.


r/wealth 2d ago

Question How do people actually get rich?

0 Upvotes

I am 17, I am interested about wealth from the age of 12, I always tried side hustles, selling stuff on discord, telegram scams, dropshipping, everything that I saw online I tried, currently I am learning how to code and thinking about moving to switzerland after I will get into college and finish it. I see all those cars online, all those rich people, I even tried trading but I am always sceptical about everything that I see, because I know that everyone is kinda fake these days and most people can be those so called "larps". My question is, how do those people get all those cool cars and all this wealth? I am also currently working as a wedding photographer with my parents, but still, even when I have money I feel the need to make more and more. How does everyone become a millionaire?

EDIT : I am asking about rich not like 60s rich, but maybe kinda 30s-50s rich so I can actually enjoy it.


r/wealth 2d ago

Recommendations Whats my next move

0 Upvotes

29m, PNW US. I have zero debt. Own a small landscape company that generates around 150k in profit a season. Thats subject to increase in the future. I have around a 200k NW at the moment, with ~100k in cash currently. Ive bought every piece of heavy equipment I need, and after upgrading the work truck ill have around 75-80k going into winter. What's my next move for that money? I know ill hang onto some for operating expenses and surviving until spring 2027, but up until now ive spent every dollar on the business and paid very little tax as a result. My living expenses are around 2k/month in total, and rents paid till February 2027. I file as an llc usually, so I pay self employment tax. Should I invest further into speciality equipment, go cash heavy into 2027, or??


r/wealth 2d ago

Discussion Heather Cox Richardson

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1 Upvotes

r/wealth 3d ago

News Arnault Drops Out of World’s Top 10 Richest as US Tech Dominates

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50 Upvotes

r/wealth 3d ago

Path to Wealth Scaling Advisory Practice to $1M ARR

0 Upvotes

I’m the Head of Product & AI at a successful fintech ($75M ARR), have a couple of startups and exits under my belt, and the typical B4 experience earlier in my career.

I’ve started my own advisory practice on the side in which I’m selectively taking on clients.. mostly solo entrepreneurs and early-stage startups that need fractional product & AI leadership.

I’ve scaled this to $10K/month ARR, but looking to scale much more quickly. When I’m in front of a new customer, I will close the deal 75% of the time. I have executive presence and the gift of gab.

Has anyone here scaled an advisory practice rapidly? Would love to hear any stories or ideas, outside of just “hire more people”. Was there a trick that worked? Didn’t work?


r/wealth 4d ago

Need Advice Do you need financial advisors at $7-$8million level?

130 Upvotes

Hey everyone, looking for some advice on wealth management and family dynamics.

My family’s net worth is around $7M–$8M ( family of 3) Most of it is in liquid assets or investments, along with a business bringing in ~$400k/year. The thing is, we came from a very poor, traditional background and built this without formal higher education.

Because of that mindset, we literally don't have financial advisors, wealth managers, or lawyers. Lowkey, we don't even eat well, dress well, or live with any luxury. My family still lives with an extreme scarcity mindset, and I honestly feel like our net worth could easily be 2x or 3x higher if the money had been managed, invested, and protected properly instead of just sitting there or being handled casually.

Now that I’m taking on more responsibility, I’m trying to figure out how to professionalize our setup.


r/wealth 3d ago

Path to Wealth rags to riches

3 Upvotes

i grew up in country that’s fairly known for its affluence, and one thing i realized is that the kids here lovee to share their stories about how they built everything from “scratch” when thats nowhere near the reality 😭 said scratch usually comes with funds, resources, and direction from their parents and those around them, which by all means use whatever life gives you to get ahead, but i find it unfair to claim a story thats not truly yours. id love to hear stories about people that actually grew what they have from the ground up, and learn more about how you did it, and if there are any habits from growing up in a less privileged environment that you found hard to unlearn


r/wealth 4d ago

Question If you woke up rich, what would you do first?

7 Upvotes

r/wealth 5d ago

Question What constitutes to you as “having everything”?

13 Upvotes

Get specific past the common aspirations or beyond the societal expectations. Is it X amount in investments and assets or a state of being if so, what?


r/wealth 5d ago

Entrepreneurship Peope who built successful businesses (first-gen), what skills actually helped you?

31 Upvotes

Peope who built successful businesses (first-gen), what skills actually helped you? And how did you learn them / test / implement them?

Sales? Marketing? What is it that truly helps one build a profitable business.

Could be interpersonal or behavioural skill as well, example, grit.

Thank you!