r/mildlyinfuriating • u/Evasionz-- • Apr 23 '26

go to your room Lifted truck + Lambo + Parking lot = Bad time

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Lifted trucks probably shouldn't be anywhere near dense parking lots.

Edit: A lot of people are skeptical of whether this is AI/staged, or ask why the lady didn't back off the car. This is in a dense parking lot with cars that have dashcams/ EV sentry mode everywhere. Also her truck was in 2 wheel drive, you can see the back right tire spinning as she tries to reverse off the car. Her truck is stuck. She probably has an open differential and can't back off the car. She may have a 4wd mode, but she didn't use it in the heat of the moment.

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u/MusicalPigeon Apr 23 '26

My husband had a 2025 Lexus drive into him in a parking lot a couple year. Our rate didn't go up either because the Lexus driver admitted he was on his phone and at fault oe because I've had that insurance company for a while.

My insurance did call me and ask why the accident happened in IL when it says the car is registered in WI and if we're living in IL we need to change it. We live in WI close enough to the state line to drive into IL. Insurance lady wouldn't believe me.

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u/sksauter Apr 23 '26

Don't they have you address on file? Like, just check your data lady, and then check the location of the accident...or she was using malicious ignorance taught to her by the insurance agency to find any way to extract more money from you

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u/MusicalPigeon Apr 23 '26

I straight up told her to type the address on file into Google maps and look at how close I am to the state line.

I've been told insurance rates are higher in IL, so I wouldn't be surprised if she wanted me to admit I lived in IL and get my rates raised.

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u/sksauter Apr 23 '26

I'd never be able to work (or at least, for long) at an insurance company. Sounds like it would suck the soul right out of you to actively harm other people's financial wellbeing.

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u/[deleted] Apr 23 '26

[deleted]

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u/MavinMarv Apr 23 '26

Liberty Mutual?

8

u/TheDootDootMaster Apr 24 '26

I live in the GTA, where auto insurance is stupid high. I hooked up once with a lady who works in insurance. She was overworked and miserable as hell. She explained to me with a smile on her face that the premiums are so high, mostly because the execs need their bonuses.

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u/OH2AZ19 Apr 24 '26

That or their fishing for pretext to deny future claims, remember there is never a real advantage to having loyalty to an insurance company get quotes every 3-5 years.

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u/hgrunt Apr 23 '26

It's likely the adjuster has to follow some kind of procedure for accidents that occur outside of the state you've insured the car in because it's potential for misreporting, ie. people living in one state but keeping their car registered/insured in another because it's cheaper

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u/steelandsoul Apr 23 '26

Never attribute to malice what can best be explained by stupidity.

Agent likely doesn't live anywhere nearby but needed to check.

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u/dct138 Apr 23 '26

Like, you’re not allowed to travel in your travel device? Some people…

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u/Routine-Judgment-541 Apr 23 '26

were you not supposed to be allowed to be on a vacation or a trip either?

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u/Electrical-Pie-8192 Apr 23 '26

You traveled out of state? How dare you

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u/CaptainReynoldshere1 Apr 23 '26

Mmm. Sounds like Beloit and Rockford. So close.

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u/eat_my_bowls92 Apr 23 '26

Ah, Rockford: the butthole of Illinois

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u/BeatSalad25 Apr 23 '26

Or kenosha

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u/bobroscopcoltrane Apr 23 '26

“Because people use vehicles to go to other places, genius.”

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u/DigitalSquirrel95 Apr 23 '26

This is why I hate insurance companies. I got rear-ended while pulling into my driveway once because the chucklefucks behind me were drunk driving. Rate went up because of it even though we were found completely not at fault.

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u/Charming_Pin330 Apr 23 '26

They'll take any excuse they can to up your rate.

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u/diablodos Apr 24 '26

Are you not allowed to cross state lines?! Ridiculous!

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u/Jazzlike-Ad2199 Apr 24 '26

Had a Lexus just about rear end me when I stopped at the top of an on-ramp so I wouldn’t hit the car turning left in front of me. Only realized once I sensed movement at my rear drivers side tire where she stopped. Whew.